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1. What are the requirements to apply for a loan?
You must be a Ghana resident, at least 18 years old, and have a valid ID and
mobile
number.
2. How long does it take to get approved?
Most applications are approved within minutes, and funds are disbursed
immediately
after
approval.
3. What is the maximum loan amount I can borrow?
The maximum loan amount depends on your credit profile and repayment history,
ranging
from
GHS 1,000 to GHS 5,000.
4. How are interest rates calculated?
Interest rates are based on the loan amount, repayment term, and your
creditworthiness.
Rates are transparent and disclosed upfront.
5. Can I repay my loan early?
Yes, you can repay your loan early without any penalties.
6. Is my data safe with Loan Base?
Absolutely. We use advanced encryption and security measures to protect your
personal
and
financial information.
7. What if I miss a repayment?
Please always keep track of your loan due date to avoid missing repayments. If
you’ve
already missed a payment, we encourage you to contact our customer support team
to
discuss
repayment options. Please note that late payments may incur additional fees.
Personal information
Loan history data
Credit score